Finances

Equity Capital

Equity Capital of the Bank as for 01.06.2001 is 23 458,2 million roubles and it increases due to extra deposits in Statutory Fund and sufficient level of the Bank profit.

Statutory Fund of Belarussian Bank of Development as for 01.06.2001 totaled 16 391,7 million roubles.

Balance Sheet

On June 1, 2001

ASSETS		million roubles
1.	Funds & precious metals	955.1
2.	Funds on correspondent accounts with other banks (including the National Bank)	3614.5
3.	Obligatory provision	-
4.	Credits & deposits to other banks	1332.7
	including: - overdue & bad debts	9.7
5.	Credits to customers	36893.5
	including: - overdue & bad debts	101.9
6.	Other requests	144.8
7.	Securities	5071.3
8.	Long - terms financial investments	-
9.	Fixed and intangible assets (less depreciation)	2255.7
10.	Other assets	8212.8
Total assets		58480.4

LIABILITIES		million roubles
1.	Bank funds on correspondent accounts	-
2.	Credits & deposits from other banks (including the National Bank)	6379.9
3.	Customer accounts	19465.1
4.	Other obligations	80.9
5.	Debt obligations of the bank	232.0
6.	Other liabilities	8820.4
7.	Equity & reserves	23502.1
	including: - statutory capital	16391.7
	- bank's funds	1016.4
	- revaluation fund	1615.1
	- confirmed undivided profit (uncovered loss) of the reporting year	770.8
	- confirmed undivided profit (uncovered loss) of the previous years	500.1
	- other funds	3208.0
Total liabilities		58480.4

PROFIT & LOSS ACCOUNT

On June 1, 2001

BANK'S REVENUES		million roubles
1.	Interest income	3845.7
2.	Commissions revenues	516.0
3.	Income from securities	1298.3
4.	Income on currency market, on the market of precious metals	284.6
5.	Divident income	-
6.	Other bank revenues	1399.3
7.	Decrease of provision	53.9
8.	Contingent income	-
9.	Other operational income	15.2
Total revenues		7413.0

BANK'S EXPENSES		million roubles
1.	Interest expenses	3024.3
2.	Commissions expenses	94.8
3.	Expenses from securities	2.6
4.	Expenses on currency market, on the market of precious metals	10.5
5.	Other bank expenses	1163.3
6.	Other operational expenses	1928.0
7.	Allocation to provision	161.7
8.	Contingent expenses (loss)	-
9.	Income tax	257.0
Total expenses		6642.2

PROFIT: 770.8

Indicators of the Bank activity

As for 01.06.2001

Profit to Statutory Fund, %	4.7
Profit to Equity Capital, %	3.3
Profitability (profit share in income), %	10.4
Income for each employee, thousand roubles	15284.6
Profit for each employee, thousand roubles	1589.3
Profit to assets, %	1.6